LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,829
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,814
−HK$2,018/mo
Today · 4.125%
HK$67,832
baseline
▲ 0.50% · 4.625%
HK$71,959
+HK$4,127/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,664/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,009
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,914
−HK$1,932/mo
Today · 4.125%
HK$74,846
baseline
▲ 0.50% · 4.625%
HK$78,791
+HK$3,945/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,692/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,595
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,977
−HK$2,421/mo
Today · 4.125%
HK$81,398
baseline
▲ 0.50% · 4.625%
HK$86,351
+HK$4,953/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,796/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,211
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,496
−HK$2,319/mo
Today · 4.125%
HK$89,815
baseline
▲ 0.50% · 4.625%
HK$94,549
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,630/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,361
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,140
−HK$2,824/mo
Today · 4.125%
HK$94,964
baseline
▲ 0.50% · 4.625%
HK$100,743
+HK$5,779/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,928/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,413
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,079
−HK$2,705/mo
Today · 4.125%
HK$104,784
baseline
▲ 0.50% · 4.625%
HK$110,307
+HK$5,523/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,568/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,892
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$118,466
−HK$3,631/mo
Today · 4.125%
HK$122,097
baseline
▲ 0.50% · 4.625%
HK$129,526
+HK$7,429/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,194/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,816
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,244
−HK$3,478/mo
Today · 4.125%
HK$134,722
baseline
▲ 0.50% · 4.625%
HK$141,823
+HK$7,101/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,444/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,662 · Scale 2, in force from 26 Feb 2026)