LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,830
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,816
−HK$2,017/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,961
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,011
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,915
−HK$1,932/mo
Today · 4.125%
HK$74,847
baseline
▲ 0.50% · 4.625%
HK$78,793
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,694/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,597
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,979
−HK$2,421/mo
Today · 4.125%
HK$81,400
baseline
▲ 0.50% · 4.625%
HK$86,353
+HK$4,953/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,800/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,213
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,498
−HK$2,319/mo
Today · 4.125%
HK$89,817
baseline
▲ 0.50% · 4.625%
HK$94,551
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,634/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,363
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,142
−HK$2,824/mo
Today · 4.125%
HK$94,966
baseline
▲ 0.50% · 4.625%
HK$100,745
+HK$5,779/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$189,932/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,415
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,081
−HK$2,705/mo
Today · 4.125%
HK$104,786
baseline
▲ 0.50% · 4.625%
HK$110,310
+HK$5,524/mo
Deposit HK$8.40M · loan HK$19.59M · min. income ≈ HK$209,572/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,895
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$118,469
−HK$3,631/mo
Today · 4.125%
HK$122,100
baseline
▲ 0.50% · 4.625%
HK$129,529
+HK$7,429/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,200/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,819
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,247
−HK$3,478/mo
Today · 4.125%
HK$134,725
baseline
▲ 0.50% · 4.625%
HK$141,827
+HK$7,102/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,450/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,689 · Scale 2, in force from 26 Feb 2026)