LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,832
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,818
−HK$2,017/mo
Today · 4.125%
HK$67,835
baseline
▲ 0.50% · 4.625%
HK$71,963
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,670/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,013
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,917
−HK$1,933/mo
Today · 4.125%
HK$74,850
baseline
▲ 0.50% · 4.625%
HK$78,795
+HK$3,945/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,700/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,599
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,982
−HK$2,420/mo
Today · 4.125%
HK$81,402
baseline
▲ 0.50% · 4.625%
HK$86,355
+HK$4,953/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,804/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,216
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$87,501
−HK$2,318/mo
Today · 4.125%
HK$89,819
baseline
▲ 0.50% · 4.625%
HK$94,554
+HK$4,735/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,638/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,365
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,145
−HK$2,824/mo
Today · 4.125%
HK$94,969
baseline
▲ 0.50% · 4.625%
HK$100,748
+HK$5,779/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,938/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,418
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,084
−HK$2,705/mo
Today · 4.125%
HK$104,789
baseline
▲ 0.50% · 4.625%
HK$110,313
+HK$5,524/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,578/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,898
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$118,472
−HK$3,631/mo
Today · 4.125%
HK$122,103
baseline
▲ 0.50% · 4.625%
HK$129,533
+HK$7,430/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,206/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,823
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,251
−HK$3,478/mo
Today · 4.125%
HK$134,729
baseline
▲ 0.50% · 4.625%
HK$141,831
+HK$7,102/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,458/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,725 · Scale 2, in force from 26 Feb 2026)