LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,834
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,819
−HK$2,018/mo
Today · 4.125%
HK$67,837
baseline
▲ 0.50% · 4.625%
HK$71,965
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,674/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,015
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,919
−HK$1,932/mo
Today · 4.125%
HK$74,851
baseline
▲ 0.50% · 4.625%
HK$78,797
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,702/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,601
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,983
−HK$2,421/mo
Today · 4.125%
HK$81,404
baseline
▲ 0.50% · 4.625%
HK$86,357
+HK$4,953/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,808/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,217
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,503
−HK$2,319/mo
Today · 4.125%
HK$89,822
baseline
▲ 0.50% · 4.625%
HK$94,556
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,644/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,367
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,147
−HK$2,825/mo
Today · 4.125%
HK$94,972
baseline
▲ 0.50% · 4.625%
HK$100,750
+HK$5,778/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,944/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,420
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,087
−HK$2,705/mo
Today · 4.125%
HK$104,792
baseline
▲ 0.50% · 4.625%
HK$110,315
+HK$5,523/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,584/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,901
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$118,475
−HK$3,631/mo
Today · 4.125%
HK$122,106
baseline
▲ 0.50% · 4.625%
HK$129,536
+HK$7,430/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$244,212/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,826
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,254
−HK$3,478/mo
Today · 4.125%
HK$134,732
baseline
▲ 0.50% · 4.625%
HK$141,834
+HK$7,102/mo
Deposit HK$2.80M · loan HK$25.19M · min. income ≈ HK$269,464/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,753 · Scale 2, in force from 26 Feb 2026)