LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,835
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,820
−HK$2,018/mo
Today · 4.125%
HK$67,838
baseline
▲ 0.50% · 4.625%
HK$71,965
+HK$4,127/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,676/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,015
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,920
−HK$1,932/mo
Today · 4.125%
HK$74,852
baseline
▲ 0.50% · 4.625%
HK$78,798
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,704/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,602
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,984
−HK$2,421/mo
Today · 4.125%
HK$81,405
baseline
▲ 0.50% · 4.625%
HK$86,359
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,810/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,219
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,504
−HK$2,319/mo
Today · 4.125%
HK$89,823
baseline
▲ 0.50% · 4.625%
HK$94,557
+HK$4,734/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,646/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,369
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,148
−HK$2,825/mo
Today · 4.125%
HK$94,973
baseline
▲ 0.50% · 4.625%
HK$100,752
+HK$5,779/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,946/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,422
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,088
−HK$2,705/mo
Today · 4.125%
HK$104,793
baseline
▲ 0.50% · 4.625%
HK$110,317
+HK$5,524/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,586/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,902
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,477
−HK$3,631/mo
Today · 4.125%
HK$122,108
baseline
▲ 0.50% · 4.625%
HK$129,538
+HK$7,430/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,216/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,828
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,256
−HK$3,478/mo
Today · 4.125%
HK$134,734
baseline
▲ 0.50% · 4.625%
HK$141,836
+HK$7,102/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,468/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,768 · Scale 2, in force from 26 Feb 2026)