LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,838
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,823
−HK$2,018/mo
Today · 4.125%
HK$67,841
baseline
▲ 0.50% · 4.625%
HK$71,969
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,682/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,019
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,923
−HK$1,933/mo
Today · 4.125%
HK$74,856
baseline
▲ 0.50% · 4.625%
HK$78,801
+HK$3,945/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,712/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,605
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,988
−HK$2,421/mo
Today · 4.125%
HK$81,409
baseline
▲ 0.50% · 4.625%
HK$86,363
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,818/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,223
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,508
−HK$2,319/mo
Today · 4.125%
HK$89,827
baseline
▲ 0.50% · 4.625%
HK$94,562
+HK$4,735/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,654/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,373
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,153
−HK$2,824/mo
Today · 4.125%
HK$94,977
baseline
▲ 0.50% · 4.625%
HK$100,756
+HK$5,779/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,954/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,426
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,093
−HK$2,705/mo
Today · 4.125%
HK$104,798
baseline
▲ 0.50% · 4.625%
HK$110,322
+HK$5,524/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,596/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,908
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,482
−HK$3,632/mo
Today · 4.125%
HK$122,114
baseline
▲ 0.50% · 4.625%
HK$129,544
+HK$7,430/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,228/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,834
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,262
−HK$3,478/mo
Today · 4.125%
HK$134,740
baseline
▲ 0.50% · 4.625%
HK$141,843
+HK$7,103/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,480/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,823 · Scale 2, in force from 26 Feb 2026)