LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,841
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,827
−HK$2,018/mo
Today · 4.125%
HK$67,845
baseline
▲ 0.50% · 4.625%
HK$71,973
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,690/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,023
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,927
−HK$1,933/mo
Today · 4.125%
HK$74,860
baseline
▲ 0.50% · 4.625%
HK$78,806
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,720/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,609
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,992
−HK$2,421/mo
Today · 4.125%
HK$81,413
baseline
▲ 0.50% · 4.625%
HK$86,367
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,826/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,227
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,513
−HK$2,319/mo
Today · 4.125%
HK$89,832
baseline
▲ 0.50% · 4.625%
HK$94,567
+HK$4,735/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,664/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,378
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,158
−HK$2,824/mo
Today · 4.125%
HK$94,982
baseline
▲ 0.50% · 4.625%
HK$100,762
+HK$5,780/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,964/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,432
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,098
−HK$2,706/mo
Today · 4.125%
HK$104,804
baseline
▲ 0.50% · 4.625%
HK$110,328
+HK$5,524/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,608/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,914
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,489
−HK$3,631/mo
Today · 4.125%
HK$122,120
baseline
▲ 0.50% · 4.625%
HK$129,551
+HK$7,431/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,240/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,841
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,269
−HK$3,479/mo
Today · 4.125%
HK$134,748
baseline
▲ 0.50% · 4.625%
HK$141,850
+HK$7,102/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,496/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,888 · Scale 2, in force from 26 Feb 2026)