LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,843
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,829
−HK$2,017/mo
Today · 4.125%
HK$67,846
baseline
▲ 0.50% · 4.625%
HK$71,975
+HK$4,129/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,692/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,025
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,929
−HK$1,933/mo
Today · 4.125%
HK$74,862
baseline
▲ 0.50% · 4.625%
HK$78,808
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,724/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,611
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$78,994
−HK$2,422/mo
Today · 4.125%
HK$81,416
baseline
▲ 0.50% · 4.625%
HK$86,370
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,832/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,229
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,515
−HK$2,319/mo
Today · 4.125%
HK$89,834
baseline
▲ 0.50% · 4.625%
HK$94,569
+HK$4,735/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,668/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,380
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,160
−HK$2,825/mo
Today · 4.125%
HK$94,985
baseline
▲ 0.50% · 4.625%
HK$100,764
+HK$5,779/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,970/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,434
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,101
−HK$2,705/mo
Today · 4.125%
HK$104,806
baseline
▲ 0.50% · 4.625%
HK$110,331
+HK$5,525/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,612/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,917
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,492
−HK$3,631/mo
Today · 4.125%
HK$122,123
baseline
▲ 0.50% · 4.625%
HK$129,554
+HK$7,431/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,246/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,844
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,273
−HK$3,478/mo
Today · 4.125%
HK$134,751
baseline
▲ 0.50% · 4.625%
HK$141,854
+HK$7,103/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,502/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,919 · Scale 2, in force from 26 Feb 2026)