LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,845
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,831
−HK$2,017/mo
Today · 4.125%
HK$67,848
baseline
▲ 0.50% · 4.625%
HK$71,977
+HK$4,129/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,696/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,027
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,932
−HK$1,932/mo
Today · 4.125%
HK$74,864
baseline
▲ 0.50% · 4.625%
HK$78,810
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,728/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,614
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,997
−HK$2,421/mo
Today · 4.125%
HK$81,418
baseline
▲ 0.50% · 4.625%
HK$86,372
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,836/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,232
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,518
−HK$2,319/mo
Today · 4.125%
HK$89,837
baseline
▲ 0.50% · 4.625%
HK$94,572
+HK$4,735/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,674/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,383
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,163
−HK$2,825/mo
Today · 4.125%
HK$94,988
baseline
▲ 0.50% · 4.625%
HK$100,768
+HK$5,780/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,976/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,437
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,104
−HK$2,706/mo
Today · 4.125%
HK$104,810
baseline
▲ 0.50% · 4.625%
HK$110,334
+HK$5,524/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,620/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,921
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,495
−HK$3,632/mo
Today · 4.125%
HK$122,127
baseline
▲ 0.50% · 4.625%
HK$129,558
+HK$7,431/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,254/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,848
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,277
−HK$3,478/mo
Today · 4.125%
HK$134,755
baseline
▲ 0.50% · 4.625%
HK$141,858
+HK$7,103/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,510/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,189,956 · Scale 2, in force from 26 Feb 2026)