LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,849
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,835
−HK$2,017/mo
Today · 4.125%
HK$67,852
baseline
▲ 0.50% · 4.625%
HK$71,981
+HK$4,129/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,704/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,031
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,936
−HK$1,933/mo
Today · 4.125%
HK$74,869
baseline
▲ 0.50% · 4.625%
HK$78,815
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,738/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,618
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,002
−HK$2,421/mo
Today · 4.125%
HK$81,423
baseline
▲ 0.50% · 4.625%
HK$86,377
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,846/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,237
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,523
−HK$2,319/mo
Today · 4.125%
HK$89,842
baseline
▲ 0.50% · 4.625%
HK$94,578
+HK$4,736/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,684/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,388
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,169
−HK$2,824/mo
Today · 4.125%
HK$94,993
baseline
▲ 0.50% · 4.625%
HK$100,774
+HK$5,781/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,986/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,443
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,110
−HK$2,706/mo
Today · 4.125%
HK$104,816
baseline
▲ 0.50% · 4.625%
HK$110,341
+HK$5,525/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,632/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,928
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,502
−HK$3,632/mo
Today · 4.125%
HK$122,134
baseline
▲ 0.50% · 4.625%
HK$129,566
+HK$7,432/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,268/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,856
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,285
−HK$3,478/mo
Today · 4.125%
HK$134,763
baseline
▲ 0.50% · 4.625%
HK$141,867
+HK$7,104/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,526/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,027 · Scale 2, in force from 26 Feb 2026)