LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,850
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,836
−HK$2,018/mo
Today · 4.125%
HK$67,854
baseline
▲ 0.50% · 4.625%
HK$71,982
+HK$4,128/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,708/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,032
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,937
−HK$1,933/mo
Today · 4.125%
HK$74,870
baseline
▲ 0.50% · 4.625%
HK$78,816
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,740/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,620
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$79,003
−HK$2,421/mo
Today · 4.125%
HK$81,424
baseline
▲ 0.50% · 4.625%
HK$86,379
+HK$4,955/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,848/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,239
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,525
−HK$2,319/mo
Today · 4.125%
HK$89,844
baseline
▲ 0.50% · 4.625%
HK$94,580
+HK$4,736/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,688/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,390
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,170
−HK$2,825/mo
Today · 4.125%
HK$94,995
baseline
▲ 0.50% · 4.625%
HK$100,775
+HK$5,780/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$189,990/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,445
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,112
−HK$2,706/mo
Today · 4.125%
HK$104,818
baseline
▲ 0.50% · 4.625%
HK$110,343
+HK$5,525/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,636/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,930
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,505
−HK$3,632/mo
Today · 4.125%
HK$122,137
baseline
▲ 0.50% · 4.625%
HK$129,568
+HK$7,431/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,274/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,858
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,287
−HK$3,479/mo
Today · 4.125%
HK$134,766
baseline
▲ 0.50% · 4.625%
HK$141,869
+HK$7,103/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,532/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,049 · Scale 2, in force from 26 Feb 2026)