LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,854
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,840
−HK$2,018/mo
Today · 4.125%
HK$67,858
baseline
▲ 0.50% · 4.625%
HK$71,987
+HK$4,129/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,716/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,037
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,942
−HK$1,933/mo
Today · 4.125%
HK$74,875
baseline
▲ 0.50% · 4.625%
HK$78,821
+HK$3,946/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,750/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,624
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,008
−HK$2,422/mo
Today · 4.125%
HK$81,430
baseline
▲ 0.50% · 4.625%
HK$86,384
+HK$4,954/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,860/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,244
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,530
−HK$2,319/mo
Today · 4.125%
HK$89,849
baseline
▲ 0.50% · 4.625%
HK$94,586
+HK$4,737/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,698/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,395
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,176
−HK$2,825/mo
Today · 4.125%
HK$95,001
baseline
▲ 0.50% · 4.625%
HK$100,782
+HK$5,781/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$190,002/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,451
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,119
−HK$2,705/mo
Today · 4.125%
HK$104,824
baseline
▲ 0.50% · 4.625%
HK$110,350
+HK$5,526/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,648/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,937
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,512
−HK$3,632/mo
Today · 4.125%
HK$122,144
baseline
▲ 0.50% · 4.625%
HK$129,576
+HK$7,432/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,288/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,866
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,295
−HK$3,479/mo
Today · 4.125%
HK$134,774
baseline
▲ 0.50% · 4.625%
HK$141,878
+HK$7,104/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,548/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,123 · Scale 2, in force from 26 Feb 2026)