LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,857
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,843
−HK$2,019/mo
Today · 4.125%
HK$67,862
baseline
▲ 0.50% · 4.625%
HK$71,991
+HK$4,129/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,724/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,040
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,946
−HK$1,932/mo
Today · 4.125%
HK$74,878
baseline
▲ 0.50% · 4.625%
HK$78,825
+HK$3,947/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,756/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,629
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,012
−HK$2,422/mo
Today · 4.125%
HK$81,434
baseline
▲ 0.50% · 4.625%
HK$86,389
+HK$4,955/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,868/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,248
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,535
−HK$2,319/mo
Today · 4.125%
HK$89,854
baseline
▲ 0.50% · 4.625%
HK$94,591
+HK$4,737/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,708/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,400
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,181
−HK$2,825/mo
Today · 4.125%
HK$95,006
baseline
▲ 0.50% · 4.625%
HK$100,787
+HK$5,781/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$190,012/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,457
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,124
−HK$2,706/mo
Today · 4.125%
HK$104,830
baseline
▲ 0.50% · 4.625%
HK$110,356
+HK$5,526/mo
Deposit HK$8.40M · loan HK$19.60M · min. income ≈ HK$209,660/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,943
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$118,518
−HK$3,633/mo
Today · 4.125%
HK$122,151
baseline
▲ 0.50% · 4.625%
HK$129,583
+HK$7,432/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$244,302/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,873
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,302
−HK$3,479/mo
Today · 4.125%
HK$134,781
baseline
▲ 0.50% · 4.625%
HK$141,886
+HK$7,105/mo
Deposit HK$2.80M · loan HK$25.20M · min. income ≈ HK$269,562/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,185 · Scale 2, in force from 26 Feb 2026)