LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,866
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,852
−HK$2,019/mo
Today · 4.125%
HK$67,871
baseline
▲ 0.50% · 4.625%
HK$72,000
+HK$4,129/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,742/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,050
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,955
−HK$1,934/mo
Today · 4.125%
HK$74,889
baseline
▲ 0.50% · 4.625%
HK$78,836
+HK$3,947/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,778/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,639
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,023
−HK$2,422/mo
Today · 4.125%
HK$81,445
baseline
▲ 0.50% · 4.625%
HK$86,400
+HK$4,955/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$162,890/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,260
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,547
−HK$2,319/mo
Today · 4.125%
HK$89,866
baseline
▲ 0.50% · 4.625%
HK$94,603
+HK$4,737/mo
Deposit HK$11.20M · loan HK$16.80M · min. income ≈ HK$179,732/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,412
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,193
−HK$2,826/mo
Today · 4.125%
HK$95,019
baseline
▲ 0.50% · 4.625%
HK$100,801
+HK$5,782/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,038/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,470
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,138
−HK$2,706/mo
Today · 4.125%
HK$104,844
baseline
▲ 0.50% · 4.625%
HK$110,370
+HK$5,526/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,688/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,958
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,534
−HK$3,633/mo
Today · 4.125%
HK$122,167
baseline
▲ 0.50% · 4.625%
HK$129,601
+HK$7,434/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,334/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,890
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,320
−HK$3,479/mo
Today · 4.125%
HK$134,799
baseline
▲ 0.50% · 4.625%
HK$141,905
+HK$7,106/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,598/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,345 · Scale 2, in force from 26 Feb 2026)