LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,868
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$2,019/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$72,003
+HK$4,130/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,052
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,958
−HK$1,933/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$78,838
+HK$3,947/mo
Deposit HK$14.00M · loan HK$14.00M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,641
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,025
−HK$2,422/mo
Today · 4.125%
HK$81,447
baseline
▲ 0.50% · 4.625%
HK$86,403
+HK$4,956/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$162,894/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,263
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,549
−HK$2,320/mo
Today · 4.125%
HK$89,869
baseline
▲ 0.50% · 4.625%
HK$94,606
+HK$4,737/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$179,738/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,415
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,196
−HK$2,826/mo
Today · 4.125%
HK$95,022
baseline
▲ 0.50% · 4.625%
HK$100,804
+HK$5,782/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,044/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,473
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,141
−HK$2,706/mo
Today · 4.125%
HK$104,847
baseline
▲ 0.50% · 4.625%
HK$110,374
+HK$5,527/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,694/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,962
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,538
−HK$3,633/mo
Today · 4.125%
HK$122,171
baseline
▲ 0.50% · 4.625%
HK$129,605
+HK$7,434/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,342/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,894
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$131,324
−HK$3,480/mo
Today · 4.125%
HK$134,804
baseline
▲ 0.50% · 4.625%
HK$141,909
+HK$7,105/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,608/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,382 · Scale 2, in force from 26 Feb 2026)