LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,871
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,857
−HK$2,019/mo
Today · 4.125%
HK$67,876
baseline
▲ 0.50% · 4.625%
HK$72,006
+HK$4,130/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,752/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,055
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,961
−HK$1,933/mo
Today · 4.125%
HK$74,894
baseline
▲ 0.50% · 4.625%
HK$78,842
+HK$3,948/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,788/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,645
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,029
−HK$2,422/mo
Today · 4.125%
HK$81,451
baseline
▲ 0.50% · 4.625%
HK$86,407
+HK$4,956/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$162,902/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,266
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,553
−HK$2,320/mo
Today · 4.125%
HK$89,873
baseline
▲ 0.50% · 4.625%
HK$94,610
+HK$4,737/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$179,746/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,419
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,200
−HK$2,826/mo
Today · 4.125%
HK$95,026
baseline
▲ 0.50% · 4.625%
HK$100,808
+HK$5,782/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,052/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,478
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,145
−HK$2,707/mo
Today · 4.125%
HK$104,852
baseline
▲ 0.50% · 4.625%
HK$110,379
+HK$5,527/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,704/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,967
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,543
−HK$3,633/mo
Today · 4.125%
HK$122,176
baseline
▲ 0.50% · 4.625%
HK$129,611
+HK$7,435/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,352/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,900
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$131,330
−HK$3,480/mo
Today · 4.125%
HK$134,810
baseline
▲ 0.50% · 4.625%
HK$141,916
+HK$7,106/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,620/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,436 · Scale 2, in force from 26 Feb 2026)