LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,871
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,858
−HK$2,019/mo
Today · 4.125%
HK$67,877
baseline
▲ 0.50% · 4.625%
HK$72,007
+HK$4,130/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,754/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,056
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,962
−HK$1,933/mo
Today · 4.125%
HK$74,895
baseline
▲ 0.50% · 4.625%
HK$78,843
+HK$3,948/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,790/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,646
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,030
−HK$2,422/mo
Today · 4.125%
HK$81,452
baseline
▲ 0.50% · 4.625%
HK$86,408
+HK$4,956/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$162,904/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,268
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,554
−HK$2,320/mo
Today · 4.125%
HK$89,874
baseline
▲ 0.50% · 4.625%
HK$94,612
+HK$4,738/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$179,748/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,420
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,201
−HK$2,826/mo
Today · 4.125%
HK$95,027
baseline
▲ 0.50% · 4.625%
HK$100,810
+HK$5,783/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,054/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,479
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,147
−HK$2,706/mo
Today · 4.125%
HK$104,853
baseline
▲ 0.50% · 4.625%
HK$110,380
+HK$5,527/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,706/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,969
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$118,545
−HK$3,633/mo
Today · 4.125%
HK$122,178
baseline
▲ 0.50% · 4.625%
HK$129,612
+HK$7,434/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,356/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,901
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$131,332
−HK$3,479/mo
Today · 4.125%
HK$134,811
baseline
▲ 0.50% · 4.625%
HK$141,918
+HK$7,107/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,622/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,452 · Scale 2, in force from 26 Feb 2026)