LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,872
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,859
−HK$2,019/mo
Today · 4.125%
HK$67,878
baseline
▲ 0.50% · 4.625%
HK$72,008
+HK$4,130/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,756/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,057
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,963
−HK$1,933/mo
Today · 4.125%
HK$74,896
baseline
▲ 0.50% · 4.625%
HK$78,844
+HK$3,948/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,792/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,647
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,031
−HK$2,422/mo
Today · 4.125%
HK$81,453
baseline
▲ 0.50% · 4.625%
HK$86,409
+HK$4,956/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$162,906/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,269
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,556
−HK$2,320/mo
Today · 4.125%
HK$89,876
baseline
▲ 0.50% · 4.625%
HK$94,613
+HK$4,737/mo
Deposit HK$11.20M · loan HK$16.81M · min. income ≈ HK$179,752/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,421
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,203
−HK$2,826/mo
Today · 4.125%
HK$95,029
baseline
▲ 0.50% · 4.625%
HK$100,811
+HK$5,782/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,058/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,480
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,148
−HK$2,707/mo
Today · 4.125%
HK$104,855
baseline
▲ 0.50% · 4.625%
HK$110,382
+HK$5,527/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,710/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,970
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$118,546
−HK$3,634/mo
Today · 4.125%
HK$122,180
baseline
▲ 0.50% · 4.625%
HK$129,614
+HK$7,434/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,360/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,903
−HK$6,910/mo
▼ 0.25% · 3.875%
HK$131,333
−HK$3,480/mo
Today · 4.125%
HK$134,813
baseline
▲ 0.50% · 4.625%
HK$141,920
+HK$7,107/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,626/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,469 · Scale 2, in force from 26 Feb 2026)