LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,878
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,865
−HK$2,019/mo
Today · 4.125%
HK$67,884
baseline
▲ 0.50% · 4.625%
HK$72,015
+HK$4,131/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,768/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,064
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,970
−HK$1,933/mo
Today · 4.125%
HK$74,903
baseline
▲ 0.50% · 4.625%
HK$78,852
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,806/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,654
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,038
−HK$2,423/mo
Today · 4.125%
HK$81,461
baseline
▲ 0.50% · 4.625%
HK$86,418
+HK$4,957/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,922/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,277
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,564
−HK$2,320/mo
Today · 4.125%
HK$89,884
baseline
▲ 0.50% · 4.625%
HK$94,622
+HK$4,738/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,768/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,430
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,211
−HK$2,827/mo
Today · 4.125%
HK$95,038
baseline
▲ 0.50% · 4.625%
HK$100,821
+HK$5,783/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,076/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,490
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,158
−HK$2,707/mo
Today · 4.125%
HK$104,865
baseline
▲ 0.50% · 4.625%
HK$110,392
+HK$5,527/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,730/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,981
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$118,558
−HK$3,633/mo
Today · 4.125%
HK$122,191
baseline
▲ 0.50% · 4.625%
HK$129,626
+HK$7,435/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,382/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,915
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,346
−HK$3,480/mo
Today · 4.125%
HK$134,826
baseline
▲ 0.50% · 4.625%
HK$141,933
+HK$7,107/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,652/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,582 · Scale 2, in force from 26 Feb 2026)