LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,880
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,867
−HK$2,019/mo
Today · 4.125%
HK$67,886
baseline
▲ 0.50% · 4.625%
HK$72,017
+HK$4,131/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,772/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,066
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,972
−HK$1,933/mo
Today · 4.125%
HK$74,905
baseline
▲ 0.50% · 4.625%
HK$78,854
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,810/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,656
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,040
−HK$2,423/mo
Today · 4.125%
HK$81,463
baseline
▲ 0.50% · 4.625%
HK$86,420
+HK$4,957/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,926/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,279
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,566
−HK$2,320/mo
Today · 4.125%
HK$89,886
baseline
▲ 0.50% · 4.625%
HK$94,624
+HK$4,738/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,772/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,432
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,214
−HK$2,826/mo
Today · 4.125%
HK$95,040
baseline
▲ 0.50% · 4.625%
HK$100,823
+HK$5,783/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,080/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,492
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,161
−HK$2,706/mo
Today · 4.125%
HK$104,867
baseline
▲ 0.50% · 4.625%
HK$110,395
+HK$5,528/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,734/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,984
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$118,561
−HK$3,633/mo
Today · 4.125%
HK$122,194
baseline
▲ 0.50% · 4.625%
HK$129,630
+HK$7,436/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,388/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,919
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,349
−HK$3,481/mo
Today · 4.125%
HK$134,830
baseline
▲ 0.50% · 4.625%
HK$141,937
+HK$7,107/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,660/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,612 · Scale 2, in force from 26 Feb 2026)