LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,881
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,868
−HK$2,019/mo
Today · 4.125%
HK$67,887
baseline
▲ 0.50% · 4.625%
HK$72,018
+HK$4,131/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,774/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,067
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,973
−HK$1,934/mo
Today · 4.125%
HK$74,907
baseline
▲ 0.50% · 4.625%
HK$78,855
+HK$3,948/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,814/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,657
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,042
−HK$2,423/mo
Today · 4.125%
HK$81,465
baseline
▲ 0.50% · 4.625%
HK$86,421
+HK$4,956/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,930/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,281
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,568
−HK$2,320/mo
Today · 4.125%
HK$89,888
baseline
▲ 0.50% · 4.625%
HK$94,626
+HK$4,738/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,776/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,434
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,216
−HK$2,826/mo
Today · 4.125%
HK$95,042
baseline
▲ 0.50% · 4.625%
HK$100,825
+HK$5,783/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,084/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,494
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,162
−HK$2,707/mo
Today · 4.125%
HK$104,869
baseline
▲ 0.50% · 4.625%
HK$110,397
+HK$5,528/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,738/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,986
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,563
−HK$3,634/mo
Today · 4.125%
HK$122,197
baseline
▲ 0.50% · 4.625%
HK$129,632
+HK$7,435/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,394/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,921
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,352
−HK$3,480/mo
Today · 4.125%
HK$134,832
baseline
▲ 0.50% · 4.625%
HK$141,939
+HK$7,107/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,664/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,635 · Scale 2, in force from 26 Feb 2026)