LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,885
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$2,019/mo
Today · 4.125%
HK$67,891
baseline
▲ 0.50% · 4.625%
HK$72,022
+HK$4,131/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,782/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,071
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,978
−HK$1,933/mo
Today · 4.125%
HK$74,911
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,822/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,662
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,047
−HK$2,422/mo
Today · 4.125%
HK$81,469
baseline
▲ 0.50% · 4.625%
HK$86,427
+HK$4,958/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,938/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,286
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,573
−HK$2,320/mo
Today · 4.125%
HK$89,893
baseline
▲ 0.50% · 4.625%
HK$94,632
+HK$4,739/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,786/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,439
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,221
−HK$2,827/mo
Today · 4.125%
HK$95,048
baseline
▲ 0.50% · 4.625%
HK$100,831
+HK$5,783/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,096/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,500
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,169
−HK$2,707/mo
Today · 4.125%
HK$104,876
baseline
▲ 0.50% · 4.625%
HK$110,404
+HK$5,528/mo
Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$209,752/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,993
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,570
−HK$3,634/mo
Today · 4.125%
HK$122,204
baseline
▲ 0.50% · 4.625%
HK$129,640
+HK$7,436/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$244,408/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,929
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,360
−HK$3,480/mo
Today · 4.125%
HK$134,840
baseline
▲ 0.50% · 4.625%
HK$141,948
+HK$7,108/mo
Deposit HK$2.80M · loan HK$25.21M · min. income ≈ HK$269,680/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,706 · Scale 2, in force from 26 Feb 2026)