LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,885
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$2,018/mo
Today · 4.125%
HK$67,891
baseline
▲ 0.50% · 4.625%
HK$72,023
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,782/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,072
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,978
−HK$1,934/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$3,948/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,662
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,047
−HK$2,423/mo
Today · 4.125%
HK$81,470
baseline
▲ 0.50% · 4.625%
HK$86,427
+HK$4,957/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,940/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,286
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,573
−HK$2,321/mo
Today · 4.125%
HK$89,894
baseline
▲ 0.50% · 4.625%
HK$94,632
+HK$4,738/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,788/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,439
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,222
−HK$2,826/mo
Today · 4.125%
HK$95,048
baseline
▲ 0.50% · 4.625%
HK$100,832
+HK$5,784/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$190,096/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,500
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,169
−HK$2,707/mo
Today · 4.125%
HK$104,876
baseline
▲ 0.50% · 4.625%
HK$110,404
+HK$5,528/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$209,752/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,994
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,571
−HK$3,634/mo
Today · 4.125%
HK$122,205
baseline
▲ 0.50% · 4.625%
HK$129,641
+HK$7,436/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,410/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,929
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$131,360
−HK$3,481/mo
Today · 4.125%
HK$134,841
baseline
▲ 0.50% · 4.625%
HK$141,948
+HK$7,107/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,682/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,711 · Scale 2, in force from 26 Feb 2026)