LTV · monthly repayment
▼ 0.50% · 3.625%
HK$638,908
−HK$40,065/mo
▼ 0.25% · 3.875%
HK$658,781
−HK$20,192/mo
Today · 4.125%
HK$678,973
baseline
▲ 0.50% · 4.625%
HK$720,287
+HK$41,314/mo
Deposit HK$140.10M · loan HK$140.10M · min. income ≈ HK$1,357,946/mo (50% DSR)
Upfront cash ≈ HK$158.31M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$710,778
−HK$38,402/mo
▼ 0.25% · 3.875%
HK$729,841
−HK$19,339/mo
Today · 4.125%
HK$749,180
baseline
▲ 0.50% · 4.625%
HK$788,670
+HK$39,490/mo
Deposit HK$140.10M · loan HK$140.10M · min. income ≈ HK$1,498,360/mo (50% DSR)
Upfront cash ≈ HK$158.31M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$766,689
−HK$48,078/mo
▼ 0.25% · 3.875%
HK$790,538
−HK$24,229/mo
Today · 4.125%
HK$814,767
baseline
▲ 0.50% · 4.625%
HK$864,344
+HK$49,577/mo
Deposit HK$112.08M · loan HK$168.11M · min. income ≈ HK$1,629,534/mo (50% DSR)
Upfront cash ≈ HK$130.29M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$852,934
−HK$46,081/mo
▼ 0.25% · 3.875%
HK$875,809
−HK$23,206/mo
Today · 4.125%
HK$899,015
baseline
▲ 0.50% · 4.625%
HK$946,404
+HK$47,389/mo
Deposit HK$112.08M · loan HK$168.11M · min. income ≈ HK$1,798,030/mo (50% DSR)
Upfront cash ≈ HK$130.29M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$894,471
−HK$56,091/mo
▼ 0.25% · 3.875%
HK$922,294
−HK$28,268/mo
Today · 4.125%
HK$950,562
baseline
▲ 0.50% · 4.625%
HK$1,008,401
+HK$57,839/mo
Deposit HK$84.06M · loan HK$196.13M · min. income ≈ HK$1,901,124/mo (50% DSR)
Upfront cash ≈ HK$102.27M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$995,090
−HK$53,761/mo
▼ 0.25% · 3.875%
HK$1,021,778
−HK$27,073/mo
Today · 4.125%
HK$1,048,851
baseline
▲ 0.50% · 4.625%
HK$1,104,138
+HK$55,287/mo
Deposit HK$84.06M · loan HK$196.13M · min. income ≈ HK$2,097,702/mo (50% DSR)
Upfront cash ≈ HK$102.27M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,150,034
−HK$72,117/mo
▼ 0.25% · 3.875%
HK$1,185,806
−HK$36,345/mo
Today · 4.125%
HK$1,222,151
baseline
▲ 0.50% · 4.625%
HK$1,296,516
+HK$74,365/mo
Deposit HK$28.02M · loan HK$252.17M · min. income ≈ HK$2,444,302/mo (50% DSR)
Upfront cash ≈ HK$46.23M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,279,401
−HK$69,122/mo
▼ 0.25% · 3.875%
HK$1,313,714
−HK$34,809/mo
Today · 4.125%
HK$1,348,523
baseline
▲ 0.50% · 4.625%
HK$1,419,606
+HK$71,083/mo
Deposit HK$28.02M · loan HK$252.17M · min. income ≈ HK$2,697,046/mo (50% DSR)
Upfront cash ≈ HK$46.23M (deposit + AVD stamp duty HK$18,212,425 · Scale 2, in force from 26 Feb 2026)