LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,891
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,878
−HK$2,019/mo
Today · 4.125%
HK$67,897
baseline
▲ 0.50% · 4.625%
HK$72,029
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,794/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,078
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,984
−HK$1,934/mo
Today · 4.125%
HK$74,918
baseline
▲ 0.50% · 4.625%
HK$78,867
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,836/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,669
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,054
−HK$2,423/mo
Today · 4.125%
HK$81,477
baseline
▲ 0.50% · 4.625%
HK$86,434
+HK$4,957/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,954/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,293
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,581
−HK$2,321/mo
Today · 4.125%
HK$89,902
baseline
▲ 0.50% · 4.625%
HK$94,640
+HK$4,738/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,804/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,447
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,229
−HK$2,827/mo
Today · 4.125%
HK$95,056
baseline
▲ 0.50% · 4.625%
HK$100,840
+HK$5,784/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$190,112/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,509
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,178
−HK$2,707/mo
Today · 4.125%
HK$104,885
baseline
▲ 0.50% · 4.625%
HK$110,414
+HK$5,529/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$209,770/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,003
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,581
−HK$3,634/mo
Today · 4.125%
HK$122,215
baseline
▲ 0.50% · 4.625%
HK$129,652
+HK$7,437/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,430/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,940
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$131,371
−HK$3,481/mo
Today · 4.125%
HK$134,852
baseline
▲ 0.50% · 4.625%
HK$141,961
+HK$7,109/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,704/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,814 · Scale 2, in force from 26 Feb 2026)