LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,894
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,881
−HK$2,020/mo
Today · 4.125%
HK$67,901
baseline
▲ 0.50% · 4.625%
HK$72,032
+HK$4,131/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,802/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,081
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,988
−HK$1,934/mo
Today · 4.125%
HK$74,922
baseline
▲ 0.50% · 4.625%
HK$78,871
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,844/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,673
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,058
−HK$2,423/mo
Today · 4.125%
HK$81,481
baseline
▲ 0.50% · 4.625%
HK$86,439
+HK$4,958/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,962/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,298
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,585
−HK$2,321/mo
Today · 4.125%
HK$89,906
baseline
▲ 0.50% · 4.625%
HK$94,645
+HK$4,739/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,812/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,452
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,234
−HK$2,827/mo
Today · 4.125%
HK$95,061
baseline
▲ 0.50% · 4.625%
HK$100,845
+HK$5,784/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$190,122/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,514
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,183
−HK$2,707/mo
Today · 4.125%
HK$104,890
baseline
▲ 0.50% · 4.625%
HK$110,419
+HK$5,529/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$209,780/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,009
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,587
−HK$3,634/mo
Today · 4.125%
HK$122,221
baseline
▲ 0.50% · 4.625%
HK$129,658
+HK$7,437/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,442/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,947
−HK$6,912/mo
▼ 0.25% · 3.875%
HK$131,378
−HK$3,481/mo
Today · 4.125%
HK$134,859
baseline
▲ 0.50% · 4.625%
HK$141,968
+HK$7,109/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,718/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,873 · Scale 2, in force from 26 Feb 2026)