LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,894
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,882
−HK$2,019/mo
Today · 4.125%
HK$67,901
baseline
▲ 0.50% · 4.625%
HK$72,033
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,802/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,082
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,988
−HK$1,934/mo
Today · 4.125%
HK$74,922
baseline
▲ 0.50% · 4.625%
HK$78,871
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,844/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,673
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,058
−HK$2,423/mo
Today · 4.125%
HK$81,481
baseline
▲ 0.50% · 4.625%
HK$86,439
+HK$4,958/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,962/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,298
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,586
−HK$2,320/mo
Today · 4.125%
HK$89,906
baseline
▲ 0.50% · 4.625%
HK$94,646
+HK$4,740/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,812/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,452
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,234
−HK$2,827/mo
Today · 4.125%
HK$95,061
baseline
▲ 0.50% · 4.625%
HK$100,846
+HK$5,785/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$190,122/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,514
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,183
−HK$2,708/mo
Today · 4.125%
HK$104,891
baseline
▲ 0.50% · 4.625%
HK$110,420
+HK$5,529/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$209,782/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,010
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,587
−HK$3,635/mo
Today · 4.125%
HK$122,222
baseline
▲ 0.50% · 4.625%
HK$129,659
+HK$7,437/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,444/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,947
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,379
−HK$3,481/mo
Today · 4.125%
HK$134,860
baseline
▲ 0.50% · 4.625%
HK$141,968
+HK$7,108/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,720/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,879 · Scale 2, in force from 26 Feb 2026)