LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,895
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,883
−HK$2,019/mo
Today · 4.125%
HK$67,902
baseline
▲ 0.50% · 4.625%
HK$72,034
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,804/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,083
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,989
−HK$1,934/mo
Today · 4.125%
HK$74,923
baseline
▲ 0.50% · 4.625%
HK$78,872
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,846/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,674
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,059
−HK$2,423/mo
Today · 4.125%
HK$81,482
baseline
▲ 0.50% · 4.625%
HK$86,440
+HK$4,958/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,964/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,299
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,587
−HK$2,321/mo
Today · 4.125%
HK$89,908
baseline
▲ 0.50% · 4.625%
HK$94,647
+HK$4,739/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,816/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,453
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,236
−HK$2,827/mo
Today · 4.125%
HK$95,063
baseline
▲ 0.50% · 4.625%
HK$100,847
+HK$5,784/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$190,126/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,516
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,185
−HK$2,707/mo
Today · 4.125%
HK$104,892
baseline
▲ 0.50% · 4.625%
HK$110,421
+HK$5,529/mo
Deposit HK$8.41M · loan HK$19.61M · min. income ≈ HK$209,784/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,011
−HK$7,212/mo
▼ 0.25% · 3.875%
HK$118,589
−HK$3,634/mo
Today · 4.125%
HK$122,223
baseline
▲ 0.50% · 4.625%
HK$129,660
+HK$7,437/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,446/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,949
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,380
−HK$3,482/mo
Today · 4.125%
HK$134,862
baseline
▲ 0.50% · 4.625%
HK$141,970
+HK$7,108/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,724/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,894 · Scale 2, in force from 26 Feb 2026)