LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,900
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,888
−HK$2,019/mo
Today · 4.125%
HK$67,907
baseline
▲ 0.50% · 4.625%
HK$72,039
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,814/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,088
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,995
−HK$1,934/mo
Today · 4.125%
HK$74,929
baseline
▲ 0.50% · 4.625%
HK$78,878
+HK$3,949/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,858/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,680
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,065
−HK$2,424/mo
Today · 4.125%
HK$81,489
baseline
▲ 0.50% · 4.625%
HK$86,447
+HK$4,958/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,978/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,306
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,594
−HK$2,321/mo
Today · 4.125%
HK$89,915
baseline
▲ 0.50% · 4.625%
HK$94,654
+HK$4,739/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,830/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,460
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,243
−HK$2,827/mo
Today · 4.125%
HK$95,070
baseline
▲ 0.50% · 4.625%
HK$100,855
+HK$5,785/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,140/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,523
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,193
−HK$2,707/mo
Today · 4.125%
HK$104,900
baseline
▲ 0.50% · 4.625%
HK$110,430
+HK$5,530/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,800/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,020
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,598
−HK$3,635/mo
Today · 4.125%
HK$122,233
baseline
▲ 0.50% · 4.625%
HK$129,670
+HK$7,437/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,466/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,959
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,390
−HK$3,482/mo
Today · 4.125%
HK$134,872
baseline
▲ 0.50% · 4.625%
HK$141,981
+HK$7,109/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,744/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,190,986 · Scale 2, in force from 26 Feb 2026)