LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,901
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,889
−HK$2,019/mo
Today · 4.125%
HK$67,908
baseline
▲ 0.50% · 4.625%
HK$72,040
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,816/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,089
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,996
−HK$1,934/mo
Today · 4.125%
HK$74,930
baseline
▲ 0.50% · 4.625%
HK$78,880
+HK$3,950/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,860/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,681
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,067
−HK$2,423/mo
Today · 4.125%
HK$81,490
baseline
▲ 0.50% · 4.625%
HK$86,449
+HK$4,959/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,980/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,307
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,595
−HK$2,321/mo
Today · 4.125%
HK$89,916
baseline
▲ 0.50% · 4.625%
HK$94,656
+HK$4,740/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,832/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,462
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,245
−HK$2,827/mo
Today · 4.125%
HK$95,072
baseline
▲ 0.50% · 4.625%
HK$100,857
+HK$5,785/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,144/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,525
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,195
−HK$2,707/mo
Today · 4.125%
HK$104,902
baseline
▲ 0.50% · 4.625%
HK$110,432
+HK$5,530/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,804/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,022
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,600
−HK$3,635/mo
Today · 4.125%
HK$122,235
baseline
▲ 0.50% · 4.625%
HK$129,673
+HK$7,438/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,470/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,961
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,393
−HK$3,481/mo
Today · 4.125%
HK$134,874
baseline
▲ 0.50% · 4.625%
HK$141,984
+HK$7,110/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,748/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,008 · Scale 2, in force from 26 Feb 2026)