LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,904
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,891
−HK$2,020/mo
Today · 4.125%
HK$67,911
baseline
▲ 0.50% · 4.625%
HK$72,043
+HK$4,132/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,822/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,092
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$72,999
−HK$1,934/mo
Today · 4.125%
HK$74,933
baseline
▲ 0.50% · 4.625%
HK$78,883
+HK$3,950/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,866/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,684
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,070
−HK$2,423/mo
Today · 4.125%
HK$81,493
baseline
▲ 0.50% · 4.625%
HK$86,452
+HK$4,959/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$162,986/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,311
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,599
−HK$2,321/mo
Today · 4.125%
HK$89,920
baseline
▲ 0.50% · 4.625%
HK$94,660
+HK$4,740/mo
Deposit HK$11.21M · loan HK$16.81M · min. income ≈ HK$179,840/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,465
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,248
−HK$2,827/mo
Today · 4.125%
HK$95,075
baseline
▲ 0.50% · 4.625%
HK$100,861
+HK$5,786/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,150/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,529
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,198
−HK$2,708/mo
Today · 4.125%
HK$104,906
baseline
▲ 0.50% · 4.625%
HK$110,436
+HK$5,530/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,812/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,027
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,605
−HK$3,635/mo
Today · 4.125%
HK$122,240
baseline
▲ 0.50% · 4.625%
HK$129,678
+HK$7,438/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,480/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,966
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$131,398
−HK$3,482/mo
Today · 4.125%
HK$134,880
baseline
▲ 0.50% · 4.625%
HK$141,989
+HK$7,109/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,760/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,054 · Scale 2, in force from 26 Feb 2026)