LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,910
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,898
−HK$2,019/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$72,050
+HK$4,133/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,099
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,006
−HK$1,934/mo
Today · 4.125%
HK$74,940
baseline
▲ 0.50% · 4.625%
HK$78,890
+HK$3,950/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,880/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,692
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,077
−HK$2,424/mo
Today · 4.125%
HK$81,501
baseline
▲ 0.50% · 4.625%
HK$86,460
+HK$4,959/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,002/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,319
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,607
−HK$2,321/mo
Today · 4.125%
HK$89,928
baseline
▲ 0.50% · 4.625%
HK$94,668
+HK$4,740/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,856/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,473
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,257
−HK$2,827/mo
Today · 4.125%
HK$95,084
baseline
▲ 0.50% · 4.625%
HK$100,870
+HK$5,786/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,168/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,538
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,208
−HK$2,708/mo
Today · 4.125%
HK$104,916
baseline
▲ 0.50% · 4.625%
HK$110,446
+HK$5,530/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,832/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,037
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$118,616
−HK$3,635/mo
Today · 4.125%
HK$122,251
baseline
▲ 0.50% · 4.625%
HK$129,690
+HK$7,439/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$244,502/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,978
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$131,410
−HK$3,482/mo
Today · 4.125%
HK$134,892
baseline
▲ 0.50% · 4.625%
HK$142,002
+HK$7,110/mo
Deposit HK$2.80M · loan HK$25.22M · min. income ≈ HK$269,784/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,164 · Scale 2, in force from 26 Feb 2026)