LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,915
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,903
−HK$2,020/mo
Today · 4.125%
HK$67,923
baseline
▲ 0.50% · 4.625%
HK$72,056
+HK$4,133/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$135,846/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,105
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,012
−HK$1,935/mo
Today · 4.125%
HK$74,947
baseline
▲ 0.50% · 4.625%
HK$78,897
+HK$3,950/mo
Deposit HK$14.01M · loan HK$14.01M · min. income ≈ HK$149,894/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,698
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,084
−HK$2,424/mo
Today · 4.125%
HK$81,508
baseline
▲ 0.50% · 4.625%
HK$86,467
+HK$4,959/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,016/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,326
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,614
−HK$2,322/mo
Today · 4.125%
HK$89,936
baseline
▲ 0.50% · 4.625%
HK$94,676
+HK$4,740/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,872/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,481
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,265
−HK$2,827/mo
Today · 4.125%
HK$95,092
baseline
▲ 0.50% · 4.625%
HK$100,879
+HK$5,787/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,184/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,547
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,217
−HK$2,708/mo
Today · 4.125%
HK$104,925
baseline
▲ 0.50% · 4.625%
HK$110,456
+HK$5,531/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,850/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,047
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,626
−HK$3,636/mo
Today · 4.125%
HK$122,262
baseline
▲ 0.50% · 4.625%
HK$129,701
+HK$7,439/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,524/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,989
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$131,421
−HK$3,483/mo
Today · 4.125%
HK$134,904
baseline
▲ 0.50% · 4.625%
HK$142,015
+HK$7,111/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,808/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,267 · Scale 2, in force from 26 Feb 2026)