LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,920
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,908
−HK$2,020/mo
Today · 4.125%
HK$67,928
baseline
▲ 0.50% · 4.625%
HK$72,062
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,856/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,111
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,018
−HK$1,934/mo
Today · 4.125%
HK$74,952
baseline
▲ 0.50% · 4.625%
HK$78,903
+HK$3,951/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,904/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,704
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,090
−HK$2,424/mo
Today · 4.125%
HK$81,514
baseline
▲ 0.50% · 4.625%
HK$86,474
+HK$4,960/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,028/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,333
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,621
−HK$2,322/mo
Today · 4.125%
HK$89,943
baseline
▲ 0.50% · 4.625%
HK$94,684
+HK$4,741/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,886/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,488
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,272
−HK$2,828/mo
Today · 4.125%
HK$95,100
baseline
▲ 0.50% · 4.625%
HK$100,886
+HK$5,786/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,200/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,555
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,225
−HK$2,708/mo
Today · 4.125%
HK$104,933
baseline
▲ 0.50% · 4.625%
HK$110,465
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,866/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,056
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,635
−HK$3,636/mo
Today · 4.125%
HK$122,271
baseline
▲ 0.50% · 4.625%
HK$129,711
+HK$7,440/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,542/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,999
−HK$6,915/mo
▼ 0.25% · 3.875%
HK$131,432
−HK$3,482/mo
Today · 4.125%
HK$134,914
baseline
▲ 0.50% · 4.625%
HK$142,026
+HK$7,112/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,828/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,360 · Scale 2, in force from 26 Feb 2026)