LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,921
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,909
−HK$2,020/mo
Today · 4.125%
HK$67,929
baseline
▲ 0.50% · 4.625%
HK$72,063
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,858/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,111
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,018
−HK$1,935/mo
Today · 4.125%
HK$74,953
baseline
▲ 0.50% · 4.625%
HK$78,904
+HK$3,951/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,906/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,705
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,091
−HK$2,424/mo
Today · 4.125%
HK$81,515
baseline
▲ 0.50% · 4.625%
HK$86,475
+HK$4,960/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,030/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,334
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,622
−HK$2,322/mo
Today · 4.125%
HK$89,944
baseline
▲ 0.50% · 4.625%
HK$94,685
+HK$4,741/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,888/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,489
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,273
−HK$2,828/mo
Today · 4.125%
HK$95,101
baseline
▲ 0.50% · 4.625%
HK$100,888
+HK$5,787/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,202/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,556
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,226
−HK$2,708/mo
Today · 4.125%
HK$104,934
baseline
▲ 0.50% · 4.625%
HK$110,466
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,868/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,057
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,636
−HK$3,637/mo
Today · 4.125%
HK$122,273
baseline
▲ 0.50% · 4.625%
HK$129,713
+HK$7,440/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,546/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,000
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,433
−HK$3,483/mo
Today · 4.125%
HK$134,916
baseline
▲ 0.50% · 4.625%
HK$142,027
+HK$7,111/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,832/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,373 · Scale 2, in force from 26 Feb 2026)