LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,926
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,914
−HK$2,021/mo
Today · 4.125%
HK$67,935
baseline
▲ 0.50% · 4.625%
HK$72,068
+HK$4,133/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,870/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,117
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,024
−HK$1,935/mo
Today · 4.125%
HK$74,959
baseline
▲ 0.50% · 4.625%
HK$78,910
+HK$3,951/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,918/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,711
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,097
−HK$2,425/mo
Today · 4.125%
HK$81,522
baseline
▲ 0.50% · 4.625%
HK$86,482
+HK$4,960/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,044/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,340
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,629
−HK$2,322/mo
Today · 4.125%
HK$89,951
baseline
▲ 0.50% · 4.625%
HK$94,692
+HK$4,741/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,902/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,496
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,280
−HK$2,828/mo
Today · 4.125%
HK$95,108
baseline
▲ 0.50% · 4.625%
HK$100,896
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,216/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,564
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,234
−HK$2,709/mo
Today · 4.125%
HK$104,943
baseline
▲ 0.50% · 4.625%
HK$110,474
+HK$5,531/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,886/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,067
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,646
−HK$3,636/mo
Today · 4.125%
HK$122,282
baseline
▲ 0.50% · 4.625%
HK$129,723
+HK$7,441/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,564/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,010
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,444
−HK$3,482/mo
Today · 4.125%
HK$134,926
baseline
▲ 0.50% · 4.625%
HK$142,039
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,852/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,468 · Scale 2, in force from 26 Feb 2026)