LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,927
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,915
−HK$2,021/mo
Today · 4.125%
HK$67,936
baseline
▲ 0.50% · 4.625%
HK$72,069
+HK$4,133/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,872/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,118
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,025
−HK$1,935/mo
Today · 4.125%
HK$74,960
baseline
▲ 0.50% · 4.625%
HK$78,912
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,920/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,712
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,099
−HK$2,424/mo
Today · 4.125%
HK$81,523
baseline
▲ 0.50% · 4.625%
HK$86,483
+HK$4,960/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,046/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,342
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,631
−HK$2,321/mo
Today · 4.125%
HK$89,952
baseline
▲ 0.50% · 4.625%
HK$94,694
+HK$4,742/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,904/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,498
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,282
−HK$2,828/mo
Today · 4.125%
HK$95,110
baseline
▲ 0.50% · 4.625%
HK$100,897
+HK$5,787/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,220/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,565
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,236
−HK$2,709/mo
Today · 4.125%
HK$104,945
baseline
▲ 0.50% · 4.625%
HK$110,476
+HK$5,531/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,890/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,069
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,648
−HK$3,636/mo
Today · 4.125%
HK$122,284
baseline
▲ 0.50% · 4.625%
HK$129,725
+HK$7,441/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,568/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,013
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,446
−HK$3,483/mo
Today · 4.125%
HK$134,929
baseline
▲ 0.50% · 4.625%
HK$142,041
+HK$7,112/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,858/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$1,191,487 · Scale 2, in force from 26 Feb 2026)