LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,929
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,917
−HK$2,020/mo
Today · 4.125%
HK$67,937
baseline
▲ 0.50% · 4.625%
HK$72,071
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,874/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,120
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,027
−HK$1,935/mo
Today · 4.125%
HK$74,962
baseline
▲ 0.50% · 4.625%
HK$78,914
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,924/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,714
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,100
−HK$2,425/mo
Today · 4.125%
HK$81,525
baseline
▲ 0.50% · 4.625%
HK$86,485
+HK$4,960/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,050/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,344
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,633
−HK$2,322/mo
Today · 4.125%
HK$89,955
baseline
▲ 0.50% · 4.625%
HK$94,696
+HK$4,741/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,910/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,500
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,284
−HK$2,828/mo
Today · 4.125%
HK$95,112
baseline
▲ 0.50% · 4.625%
HK$100,900
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,224/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,568
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,238
−HK$2,709/mo
Today · 4.125%
HK$104,947
baseline
▲ 0.50% · 4.625%
HK$110,479
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$209,894/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,071
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,651
−HK$3,636/mo
Today · 4.125%
HK$122,287
baseline
▲ 0.50% · 4.625%
HK$129,728
+HK$7,441/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,574/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,016
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,449
−HK$3,483/mo
Today · 4.125%
HK$134,932
baseline
▲ 0.50% · 4.625%
HK$142,044
+HK$7,112/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,864/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,516 · Scale 2, in force from 26 Feb 2026)