LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,930
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,918
−HK$2,021/mo
Today · 4.125%
HK$67,939
baseline
▲ 0.50% · 4.625%
HK$72,073
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,878/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,121
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,029
−HK$1,935/mo
Today · 4.125%
HK$74,964
baseline
▲ 0.50% · 4.625%
HK$78,915
+HK$3,951/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,928/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,716
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,102
−HK$2,424/mo
Today · 4.125%
HK$81,526
baseline
▲ 0.50% · 4.625%
HK$86,487
+HK$4,961/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,052/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,345
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,634
−HK$2,322/mo
Today · 4.125%
HK$89,956
baseline
▲ 0.50% · 4.625%
HK$94,698
+HK$4,742/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,912/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,502
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,286
−HK$2,828/mo
Today · 4.125%
HK$95,114
baseline
▲ 0.50% · 4.625%
HK$100,902
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,228/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,570
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,240
−HK$2,709/mo
Today · 4.125%
HK$104,949
baseline
▲ 0.50% · 4.625%
HK$110,481
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,898/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,073
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,653
−HK$3,637/mo
Today · 4.125%
HK$122,290
baseline
▲ 0.50% · 4.625%
HK$129,731
+HK$7,441/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,580/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,018
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,451
−HK$3,483/mo
Today · 4.125%
HK$134,934
baseline
▲ 0.50% · 4.625%
HK$142,047
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,868/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,538 · Scale 2, in force from 26 Feb 2026)