LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,931
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,919
−HK$2,021/mo
Today · 4.125%
HK$67,940
baseline
▲ 0.50% · 4.625%
HK$72,074
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,880/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,122
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,030
−HK$1,935/mo
Today · 4.125%
HK$74,965
baseline
▲ 0.50% · 4.625%
HK$78,916
+HK$3,951/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,930/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,717
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,103
−HK$2,425/mo
Today · 4.125%
HK$81,528
baseline
▲ 0.50% · 4.625%
HK$86,489
+HK$4,961/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,056/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,347
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,636
−HK$2,322/mo
Today · 4.125%
HK$89,958
baseline
▲ 0.50% · 4.625%
HK$94,700
+HK$4,742/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,916/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,503
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,287
−HK$2,829/mo
Today · 4.125%
HK$95,116
baseline
▲ 0.50% · 4.625%
HK$100,903
+HK$5,787/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,232/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,571
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,242
−HK$2,709/mo
Today · 4.125%
HK$104,951
baseline
▲ 0.50% · 4.625%
HK$110,483
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,902/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,075
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,655
−HK$3,637/mo
Today · 4.125%
HK$122,292
baseline
▲ 0.50% · 4.625%
HK$129,733
+HK$7,441/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,584/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,020
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,454
−HK$3,483/mo
Today · 4.125%
HK$134,937
baseline
▲ 0.50% · 4.625%
HK$142,050
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,874/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,559 · Scale 2, in force from 26 Feb 2026)