LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,932
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,920
−HK$2,021/mo
Today · 4.125%
HK$67,941
baseline
▲ 0.50% · 4.625%
HK$72,075
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,882/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,123
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,031
−HK$1,935/mo
Today · 4.125%
HK$74,966
baseline
▲ 0.50% · 4.625%
HK$78,917
+HK$3,951/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,932/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,718
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,104
−HK$2,425/mo
Today · 4.125%
HK$81,529
baseline
▲ 0.50% · 4.625%
HK$86,490
+HK$4,961/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$163,058/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,348
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,637
−HK$2,322/mo
Today · 4.125%
HK$89,959
baseline
▲ 0.50% · 4.625%
HK$94,701
+HK$4,742/mo
Deposit HK$11.21M · loan HK$16.82M · min. income ≈ HK$179,918/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,504
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,288
−HK$2,829/mo
Today · 4.125%
HK$95,117
baseline
▲ 0.50% · 4.625%
HK$100,905
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,234/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,573
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,243
−HK$2,709/mo
Today · 4.125%
HK$104,952
baseline
▲ 0.50% · 4.625%
HK$110,484
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,904/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,077
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,656
−HK$3,637/mo
Today · 4.125%
HK$122,293
baseline
▲ 0.50% · 4.625%
HK$129,735
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,586/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,022
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,455
−HK$3,484/mo
Today · 4.125%
HK$134,939
baseline
▲ 0.50% · 4.625%
HK$142,051
+HK$7,112/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,878/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,574 · Scale 2, in force from 26 Feb 2026)