LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,934
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,922
−HK$2,021/mo
Today · 4.125%
HK$67,943
baseline
▲ 0.50% · 4.625%
HK$72,077
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,886/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,126
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,033
−HK$1,935/mo
Today · 4.125%
HK$74,968
baseline
▲ 0.50% · 4.625%
HK$78,920
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,936/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,720
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,107
−HK$2,425/mo
Today · 4.125%
HK$81,532
baseline
▲ 0.50% · 4.625%
HK$86,493
+HK$4,961/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$163,064/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,351
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,640
−HK$2,322/mo
Today · 4.125%
HK$89,962
baseline
▲ 0.50% · 4.625%
HK$94,704
+HK$4,742/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$179,924/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,507
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,291
−HK$2,829/mo
Today · 4.125%
HK$95,120
baseline
▲ 0.50% · 4.625%
HK$100,908
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,240/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,576
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,246
−HK$2,710/mo
Today · 4.125%
HK$104,956
baseline
▲ 0.50% · 4.625%
HK$110,488
+HK$5,532/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,912/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,081
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$118,660
−HK$3,637/mo
Today · 4.125%
HK$122,297
baseline
▲ 0.50% · 4.625%
HK$129,739
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$244,594/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,026
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,460
−HK$3,483/mo
Today · 4.125%
HK$134,943
baseline
▲ 0.50% · 4.625%
HK$142,056
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.23M · min. income ≈ HK$269,886/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,614 · Scale 2, in force from 26 Feb 2026)