LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,937
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,926
−HK$2,020/mo
Today · 4.125%
HK$67,946
baseline
▲ 0.50% · 4.625%
HK$72,081
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,892/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,129
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,037
−HK$1,935/mo
Today · 4.125%
HK$74,972
baseline
▲ 0.50% · 4.625%
HK$78,924
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,944/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,724
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,111
−HK$2,425/mo
Today · 4.125%
HK$81,536
baseline
▲ 0.50% · 4.625%
HK$86,497
+HK$4,961/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$163,072/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,355
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,644
−HK$2,322/mo
Today · 4.125%
HK$89,966
baseline
▲ 0.50% · 4.625%
HK$94,709
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$179,932/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,512
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,296
−HK$2,829/mo
Today · 4.125%
HK$95,125
baseline
▲ 0.50% · 4.625%
HK$100,913
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,250/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,581
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,252
−HK$2,709/mo
Today · 4.125%
HK$104,961
baseline
▲ 0.50% · 4.625%
HK$110,494
+HK$5,533/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,922/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,086
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,666
−HK$3,637/mo
Today · 4.125%
HK$122,303
baseline
▲ 0.50% · 4.625%
HK$129,745
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,606/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,033
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,466
−HK$3,484/mo
Today · 4.125%
HK$134,950
baseline
▲ 0.50% · 4.625%
HK$142,063
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,900/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,673 · Scale 2, in force from 26 Feb 2026)