LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,938
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,927
−HK$2,021/mo
Today · 4.125%
HK$67,948
baseline
▲ 0.50% · 4.625%
HK$72,082
+HK$4,134/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,896/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,131
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,039
−HK$1,935/mo
Today · 4.125%
HK$74,974
baseline
▲ 0.50% · 4.625%
HK$78,926
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,948/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,726
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,113
−HK$2,425/mo
Today · 4.125%
HK$81,538
baseline
▲ 0.50% · 4.625%
HK$86,499
+HK$4,961/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$163,076/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,357
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,646
−HK$2,323/mo
Today · 4.125%
HK$89,969
baseline
▲ 0.50% · 4.625%
HK$94,711
+HK$4,742/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$179,938/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,514
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,298
−HK$2,829/mo
Today · 4.125%
HK$95,127
baseline
▲ 0.50% · 4.625%
HK$100,915
+HK$5,788/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,254/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,583
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,254
−HK$2,709/mo
Today · 4.125%
HK$104,963
baseline
▲ 0.50% · 4.625%
HK$110,496
+HK$5,533/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,926/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,089
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$118,669
−HK$3,637/mo
Today · 4.125%
HK$122,306
baseline
▲ 0.50% · 4.625%
HK$129,748
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,612/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,036
−HK$6,917/mo
▼ 0.25% · 3.875%
HK$131,469
−HK$3,484/mo
Today · 4.125%
HK$134,953
baseline
▲ 0.50% · 4.625%
HK$142,066
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,906/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,701 · Scale 2, in force from 26 Feb 2026)