LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,941
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,930
−HK$2,020/mo
Today · 4.125%
HK$67,950
baseline
▲ 0.50% · 4.625%
HK$72,085
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,900/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,133
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,041
−HK$1,935/mo
Today · 4.125%
HK$74,976
baseline
▲ 0.50% · 4.625%
HK$78,929
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,952/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,729
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,116
−HK$2,424/mo
Today · 4.125%
HK$81,540
baseline
▲ 0.50% · 4.625%
HK$86,502
+HK$4,962/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$163,080/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,360
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,649
−HK$2,323/mo
Today · 4.125%
HK$89,972
baseline
▲ 0.50% · 4.625%
HK$94,714
+HK$4,742/mo
Deposit HK$11.22M · loan HK$16.82M · min. income ≈ HK$179,944/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,517
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,301
−HK$2,829/mo
Today · 4.125%
HK$95,130
baseline
▲ 0.50% · 4.625%
HK$100,919
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,260/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,587
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,258
−HK$2,709/mo
Today · 4.125%
HK$104,967
baseline
▲ 0.50% · 4.625%
HK$110,500
+HK$5,533/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,934/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,093
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,673
−HK$3,638/mo
Today · 4.125%
HK$122,311
baseline
▲ 0.50% · 4.625%
HK$129,753
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,622/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,040
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,474
−HK$3,484/mo
Today · 4.125%
HK$134,958
baseline
▲ 0.50% · 4.625%
HK$142,071
+HK$7,113/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,916/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,743 · Scale 2, in force from 26 Feb 2026)