LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,942
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,931
−HK$2,021/mo
Today · 4.125%
HK$67,952
baseline
▲ 0.50% · 4.625%
HK$72,087
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,904/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,135
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,043
−HK$1,935/mo
Today · 4.125%
HK$74,978
baseline
▲ 0.50% · 4.625%
HK$78,931
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,956/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,731
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,118
−HK$2,425/mo
Today · 4.125%
HK$81,543
baseline
▲ 0.50% · 4.625%
HK$86,504
+HK$4,961/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,086/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,362
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,652
−HK$2,322/mo
Today · 4.125%
HK$89,974
baseline
▲ 0.50% · 4.625%
HK$94,717
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,948/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,519
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,304
−HK$2,829/mo
Today · 4.125%
HK$95,133
baseline
▲ 0.50% · 4.625%
HK$100,922
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,266/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,589
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,260
−HK$2,710/mo
Today · 4.125%
HK$104,970
baseline
▲ 0.50% · 4.625%
HK$110,503
+HK$5,533/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,940/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,096
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,676
−HK$3,638/mo
Today · 4.125%
HK$122,314
baseline
▲ 0.50% · 4.625%
HK$129,756
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,628/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,043
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,477
−HK$3,484/mo
Today · 4.125%
HK$134,961
baseline
▲ 0.50% · 4.625%
HK$142,075
+HK$7,114/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,922/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,775 · Scale 2, in force from 26 Feb 2026)