LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,945
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,934
−HK$2,021/mo
Today · 4.125%
HK$67,955
baseline
▲ 0.50% · 4.625%
HK$72,090
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,910/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,139
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,046
−HK$1,936/mo
Today · 4.125%
HK$74,982
baseline
▲ 0.50% · 4.625%
HK$78,934
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,964/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,734
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,121
−HK$2,425/mo
Today · 4.125%
HK$81,546
baseline
▲ 0.50% · 4.625%
HK$86,508
+HK$4,962/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,092/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,366
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,656
−HK$2,322/mo
Today · 4.125%
HK$89,978
baseline
▲ 0.50% · 4.625%
HK$94,721
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,956/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,524
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,308
−HK$2,829/mo
Today · 4.125%
HK$95,137
baseline
▲ 0.50% · 4.625%
HK$100,926
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,274/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,594
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,265
−HK$2,710/mo
Today · 4.125%
HK$104,975
baseline
▲ 0.50% · 4.625%
HK$110,508
+HK$5,533/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,950/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,102
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,682
−HK$3,638/mo
Today · 4.125%
HK$122,320
baseline
▲ 0.50% · 4.625%
HK$129,762
+HK$7,442/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,640/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,049
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,484
−HK$3,484/mo
Today · 4.125%
HK$134,968
baseline
▲ 0.50% · 4.625%
HK$142,082
+HK$7,114/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,936/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,830 · Scale 2, in force from 26 Feb 2026)