LTV · monthly repayment
▼ 0.50% · 3.625%
HK$639,455
−HK$40,100/mo
▼ 0.25% · 3.875%
HK$659,346
−HK$20,209/mo
Today · 4.125%
HK$679,555
baseline
▲ 0.50% · 4.625%
HK$720,904
+HK$41,349/mo
Deposit HK$140.22M · loan HK$140.22M · min. income ≈ HK$1,359,110/mo (50% DSR)
Upfront cash ≈ HK$158.44M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$711,388
−HK$38,434/mo
▼ 0.25% · 3.875%
HK$730,467
−HK$19,355/mo
Today · 4.125%
HK$749,822
baseline
▲ 0.50% · 4.625%
HK$789,346
+HK$39,524/mo
Deposit HK$140.22M · loan HK$140.22M · min. income ≈ HK$1,499,644/mo (50% DSR)
Upfront cash ≈ HK$158.44M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$767,347
−HK$48,119/mo
▼ 0.25% · 3.875%
HK$791,215
−HK$24,251/mo
Today · 4.125%
HK$815,466
baseline
▲ 0.50% · 4.625%
HK$865,085
+HK$49,619/mo
Deposit HK$112.17M · loan HK$168.26M · min. income ≈ HK$1,630,932/mo (50% DSR)
Upfront cash ≈ HK$130.40M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$853,665
−HK$46,121/mo
▼ 0.25% · 3.875%
HK$876,560
−HK$23,226/mo
Today · 4.125%
HK$899,786
baseline
▲ 0.50% · 4.625%
HK$947,215
+HK$47,429/mo
Deposit HK$112.17M · loan HK$168.26M · min. income ≈ HK$1,799,572/mo (50% DSR)
Upfront cash ≈ HK$130.40M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$895,238
−HK$56,139/mo
▼ 0.25% · 3.875%
HK$923,085
−HK$28,292/mo
Today · 4.125%
HK$951,377
baseline
▲ 0.50% · 4.625%
HK$1,009,266
+HK$57,889/mo
Deposit HK$84.13M · loan HK$196.30M · min. income ≈ HK$1,902,754/mo (50% DSR)
Upfront cash ≈ HK$102.36M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$995,943
−HK$53,808/mo
▼ 0.25% · 3.875%
HK$1,022,654
−HK$27,097/mo
Today · 4.125%
HK$1,049,751
baseline
▲ 0.50% · 4.625%
HK$1,105,084
+HK$55,333/mo
Deposit HK$84.13M · loan HK$196.30M · min. income ≈ HK$2,099,502/mo (50% DSR)
Upfront cash ≈ HK$102.36M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,151,020
−HK$72,179/mo
▼ 0.25% · 3.875%
HK$1,186,823
−HK$36,376/mo
Today · 4.125%
HK$1,223,199
baseline
▲ 0.50% · 4.625%
HK$1,297,628
+HK$74,429/mo
Deposit HK$28.04M · loan HK$252.39M · min. income ≈ HK$2,446,398/mo (50% DSR)
Upfront cash ≈ HK$46.27M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,280,498
−HK$69,181/mo
▼ 0.25% · 3.875%
HK$1,314,840
−HK$34,839/mo
Today · 4.125%
HK$1,349,679
baseline
▲ 0.50% · 4.625%
HK$1,420,823
+HK$71,144/mo
Deposit HK$28.04M · loan HK$252.39M · min. income ≈ HK$2,699,358/mo (50% DSR)
Upfront cash ≈ HK$46.27M (deposit + AVD stamp duty HK$18,228,040 · Scale 2, in force from 26 Feb 2026)