LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,948
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,938
−HK$2,021/mo
Today · 4.125%
HK$67,959
baseline
▲ 0.50% · 4.625%
HK$72,094
+HK$4,135/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,918/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,142
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,050
−HK$1,936/mo
Today · 4.125%
HK$74,986
baseline
▲ 0.50% · 4.625%
HK$78,938
+HK$3,952/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,972/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,738
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,125
−HK$2,425/mo
Today · 4.125%
HK$81,550
baseline
▲ 0.50% · 4.625%
HK$86,512
+HK$4,962/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,100/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,370
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,660
−HK$2,323/mo
Today · 4.125%
HK$89,983
baseline
▲ 0.50% · 4.625%
HK$94,726
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,966/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,528
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,313
−HK$2,829/mo
Today · 4.125%
HK$95,142
baseline
▲ 0.50% · 4.625%
HK$100,931
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,284/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,599
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,270
−HK$2,710/mo
Today · 4.125%
HK$104,980
baseline
▲ 0.50% · 4.625%
HK$110,513
+HK$5,533/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,960/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,107
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,688
−HK$3,637/mo
Today · 4.125%
HK$122,325
baseline
▲ 0.50% · 4.625%
HK$129,769
+HK$7,444/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,650/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,056
−HK$6,918/mo
▼ 0.25% · 3.875%
HK$131,490
−HK$3,484/mo
Today · 4.125%
HK$134,974
baseline
▲ 0.50% · 4.625%
HK$142,089
+HK$7,115/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,948/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,888 · Scale 2, in force from 26 Feb 2026)