LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,949
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,938
−HK$2,021/mo
Today · 4.125%
HK$67,959
baseline
▲ 0.50% · 4.625%
HK$72,095
+HK$4,136/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$135,918/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,143
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,051
−HK$1,935/mo
Today · 4.125%
HK$74,986
baseline
▲ 0.50% · 4.625%
HK$78,939
+HK$3,953/mo
Deposit HK$14.02M · loan HK$14.02M · min. income ≈ HK$149,972/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,739
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,126
−HK$2,425/mo
Today · 4.125%
HK$81,551
baseline
▲ 0.50% · 4.625%
HK$86,513
+HK$4,962/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$163,102/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,371
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,661
−HK$2,323/mo
Today · 4.125%
HK$89,984
baseline
▲ 0.50% · 4.625%
HK$94,727
+HK$4,743/mo
Deposit HK$11.22M · loan HK$16.83M · min. income ≈ HK$179,968/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,529
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,314
−HK$2,829/mo
Today · 4.125%
HK$95,143
baseline
▲ 0.50% · 4.625%
HK$100,932
+HK$5,789/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$190,286/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,600
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,271
−HK$2,710/mo
Today · 4.125%
HK$104,981
baseline
▲ 0.50% · 4.625%
HK$110,515
+HK$5,534/mo
Deposit HK$8.41M · loan HK$19.63M · min. income ≈ HK$209,962/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,109
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$118,689
−HK$3,638/mo
Today · 4.125%
HK$122,327
baseline
▲ 0.50% · 4.625%
HK$129,770
+HK$7,443/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$244,654/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,057
−HK$6,919/mo
▼ 0.25% · 3.875%
HK$131,492
−HK$3,484/mo
Today · 4.125%
HK$134,976
baseline
▲ 0.50% · 4.625%
HK$142,090
+HK$7,114/mo
Deposit HK$2.80M · loan HK$25.24M · min. income ≈ HK$269,952/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$1,191,902 · Scale 2, in force from 26 Feb 2026)